h1 · 0% keptfor-investors.html
Turn Taxes Into Wealth
p · 0% keptfor-investors.html
Connect what you make, what you owe, and what to put down.
h2 · 0% keptintro.html
It’s A Dial , Not A Switch.
p · 0% keptintro.html
You don’t have to go all-in. Put down a little, lower your taxes a little. Put down more, lower them more. Any amount helps — it’s entirely your call.
h2 · 0% keptintro.html
Let’s Have A Simple Conversation.
h1 · 0% keptis-this-for-me.html
Is This Even For You?
h1 · 0% keptstraight-talk.html
The Part That Trips Everyone Up
p · 0% keptstraight-talk.html
Here’s the thought that stops most people cold:
p · 0% keptstraight-talk.html
Same transaction. Identical numbers. The only thing that changed is which part we said first.
h2 · 0% keptstraight-talk.html
Why getting there sooner is better, not scarier
h2 · 0% keptcost-segregation.html
Who is allowed to perform it
li · 0% keptcost-segregation.html
There is no government “cost segregation license.” The IRS does not license the activity.
h2 · 0% keptcost-segregation.html
Benefits, trade-offs & must-know risks
li · 0% keptcost-segregation.html
Can offset income if you meet the participation rules
li · 0% keptcost-segregation.html
It is a deferral , not permanent forgiveness
li · 0% keptcost-segregation.html
More detail to document and defend
li · 0% keptcost-segregation.html
Passive-loss limits may delay your benefit
li · 0% keptcost-segregation.html
Aggressive studies draw IRS scrutiny
h2 · 0% keptcost-segregation.html
Cost of the study & payoff
h2 · 0% keptcost-segregation.html
What we need from you
h2 · 0% keptcost-segregation.html
I’ve Been Told Everything
li · 0% keptcost-segregation-audit-risk.html
Schedule E losses above roughly $25,000 , especially combined with the short-term-rental approach, draw extra scrutiny.
h2 · 0% keptcost-segregation-audit-risk.html
What raises risk vs. what does not
h2 · 0% keptcost-segregation-audit-risk.html
The actual odds, in numbers
h2 · 0% keptcost-segregation-audit-risk.html
How to stay protected
li · 0% kepttax-plan.html
It takes a team — CPA, cost-seg engineer, hour logs. Not a DIY move.
li · 0% kepttax-plan.html
Leverage cuts both ways — debt magnifies losses, not just gains.
h3 · 0% kepttax-plan.html
Where This Comes From
h2 · 0% keptyour-path.html
What You Make & What You Owe
h2 · 0% keptyour-path.html
How Much Can You Put Down?
h3 · 0% keptyour-path.html
It’s A Dial, Not A Switch
h3 · 0% kepttax-snapshot.html
What It Does To Your Net Worth
h3 · 0% kepttax-snapshot.html
Set Up Your Children
p · 0% kepttax-walk.html
One Step At A Time
p · 3% keptcost-segregation-audit-risk.html
DIY or non-engineering study: full disallowance is common — deductions thrown out entirely, with back taxes, interest, and potential accuracy penalties. And the extreme allocations these studies tend to produce are exactly the kind of numbers that raise selection odds in the first place.
li · 5% keptcost-segregation-audit-risk.html
Confirm the losses are usable before filing: passive-activity status, Real Estate Professional hours, or the short-term-rental material-participation test — documented with contemporaneous time logs.
p · 6% keptstraight-talk.html
If that’s your gut reaction, you’re right to be skeptical. It does sound like spending seven to get three. But that’s only because of how the sentence is worded. Watch what happens when we say the exact same thing the other way around.
p · 7% keptintro.html
Normally that “wear” is spread thinly over decades. A simple cost segregation study lets you take a huge chunk of it right now instead.
li · 7% keptcost-segregation.html
The IRS strongly prefers an engineering-based study by someone with construction and engineering expertise — it holds up far better under audit.
p · 7% keptcost-segregation-audit-risk.html
Engineering-based study: the most common audit outcome is full acceptance or minor adjustments to a few components. Full disallowance is rare.
li · 7% keptcost-segregation-audit-risk.html
Use an engineering-based study from an established firm and keep the full report — it is the first thing an examiner requests, and it is your armor.
p · 8% keptthe-flip.html
It’s the exact same offer. Said one way, it sounds like a bad trade. Said the other way, it’s a no-brainer. Tap the card and watch it flip.
li · 8% keptcost-segregation-audit-risk.html
The main exceptions: qualifying as a Real Estate Professional (very difficult with a full-time practice — it requires 750+ hours and more time in real estate than in your profession), or the short-term-rental exception with genuine material participation.
li · 8% keptcost-segregation-audit-risk.html
Have your CPA sign off on how the deduction interacts with the rest of the return. The study firm handles the building; the CPA handles the rules above.
p · 8% keptyour-path.html
And remember: a big slice of that down payment was money headed to the IRS anyway. You’re redirecting it into a building you own, instead of handing it over.
p · 8% kepttax-snapshot.html
Same income, two worlds. On the left, taxes take a big bite. On the right, one building shrinks that bite to almost nothing.
p · 9% keptcost-segregation.html
2. Hold it until you pass it on. When the property transfers to your heirs at death, their cost basis steps up to the building’s fair-market value on the date they receive it. Every dollar of deferred gain and recapture you carried — both the fast 1245 parts and the 1250 building — is permanently erased, never taxed. §1014
li · 9% kepttax-plan.html
IRS scrutiny of "real estate professional" status — it's heavily audited; you must document your hours.
p · 10% keptintro.html
The government lets you treat a building as if it slowly wears out, and subtract that “wear” from your income before they tax you.
p · 10% keptstraight-talk.html
“Wait — I have to put down $700,000 just to save $300,000 in tax? That’s a terrible trade.”
p · 10% keptthe-flip.html
“Yeah, but I gotta put $700k down to save $300k? Why would I spend seven to save three?”
li · 10% keptcost-segregation-audit-risk.html
The IRS frequently challenges Real Estate Professional status and material-participation claims from people with demanding full-time careers — this, not the study, is where high earners actually lose audits.
p · 11% keptintro.html
And you don’t need cash equal to what you earn. Just a down payment — much of which was headed to the IRS anyway.
li · 11% keptcost-segregation.html
On the building portion, a study usually reclassifies 20–35% into fast 5/15-year property.
p · 11% keptcost-segregation.html
• The fast 5/15-year parts (Section 1245) are recaptured at your ordinary income rate (up to 37%). • The building itself (Section 1250) is “unrecaptured gain,” taxed at up to 25% .
li · 12% kepttax-plan.html
Over-aggressive cost seg — pushing the reclass % too high invites an audit.
p · 13% keptpay-less-taxes.html
New York, New Jersey, California — you don't have to live in Florida to own here. Many of our tax-strategy buyers never change their driver's license.
p · 13% keptcost-segregation-audit-risk.html
Recent IRS examination data puts the baseline odds of an individual audit at about 0.4% — roughly 1 in 250 returns . The odds climb with income:
p · 13% keptcost-segregation-audit-risk.html
No official statistic exists for “audit odds with an engineering study vs. a do-it-yourself one,” because the IRS computer that selects returns never sees your report — only your numbers. Study quality mostly changes what happens if you are picked :
p · 14% keptfor-investors.html
How one leveraged building plus cost segregation can wipe out your tax.
p · 14% keptfor-investors.html
The whole strategy in plain English — rules, savings and catches.
p · 14% keptintro.html
Perfect — you don’t have to. We handle every single step. You simply own the building.
li · 14% keptcost-segregation.html
There is no hard deadline to perform a study — it can be done years after purchase.
li · 14% keptcost-segregation.html
If the report is presented as engineering work and sealed by a Professional Engineer (PE) , that PE must be licensed in the state where the property sits — a Florida PE for a Florida property, a Georgia PE for a Georgia property. Licenses do not cross state lines.
li · 14% keptcost-segregation.html
Purchase price, closing date, and the date placed in service
p · 14% kepttax-walk.html
The building is only the first lever. There are more — and they are sized to your exact situation, so we walk you through them one-on-one.
p · 15% keptcost-segregation.html
Hours that count: managing tenants, repairs/maintenance you do or directly supervise, showings, advertising, tenant screening, overseeing contractors, acquiring property. Hours that do not count: reviewing financials, market research, ROI spreadsheets, arranging financing, education and seminars. Employee hours do not count unless you own more than 5% of the employer. On a joint return, the two spouses’ hours cannot …
p · 15% keptcost-segregation-audit-risk.html
Plain version: odds of being picked = your income and how unusual your return looks. Odds of surviving the pick = the quality of the report.
li · 15% kepttax-plan.html
A cost-seg study costs money — roughly $5,000–$15,000+, and needs a qualified engineering firm.
p · 16% keptcost-segregation.html
Rental losses are usually passive and can only offset passive income — not your W-2 or business income — unless you qualify as a Real Estate Professional and materially participate. If you do not qualify, the deduction is not lost; it carries forward until you have passive income or sell.
p · 16% keptcost-segregation.html
A study for a small multifamily typically runs about $3,000–$6,000 ; larger or commercial properties cost more. In most cases the first-year tax savings far exceed the study fee — but this is confirmed property-by-property, never assumed.
p · 17% keptintro.html
What if a large part of that money could go toward something you own instead — an asset that grows — rather than simply disappearing?
p · 17% keptintro.html
We help everyday high earners put the same strategy to work — and we handle the heavy lifting, start to finish.
p · 17% keptintro.html
The dark, striped part is tax. The gold part is what you keep. One building shrinks the tax bite dramatically.
p · 17% keptstraight-talk.html
Of course you would. And that’s the exact same deal that sounded crazy a moment ago. The $700,000 isn’t gone — it became the equity in your building. You still have every dollar of it. It just lives in a real, appreciating asset now, one that pays you rent, instead of sitting in a bank account waiting to be taxed.
li · 17% keptcost-segregation.html
Works on older buildings via the look-back
p · 17% keptcost-segregation.html
To qualify, one person must meet both tests in the same year:
li · 17% kepttax-plan.html
Real estate risk — vacancy, repairs, rising rates or a market dip can cut the building's value.
li · 17% kepttax-plan.html
Tax law can change — bonus depreciation has flip-flopped before (100% → 80% → 60% → back to 100%).
p · 17% keptyour-path.html
You’re knocking out $0 right now. To wipe out your entire federal bill you’d put down about $0 (about 0% of the way there). You don’t have to — whatever you put down knocks out its share. Add about $0 more to go all the way.
h3 · 17% kepttax-walk.html
Does someone in your house qualify as a real estate professional?
p · 17% kepttax-walk.html
One building, same income each year. Watch two things: the leftover depreciation keeps lowering your taxable income for years, and your net worth climbs as the loan pays down, the building appreciates, and the tax you saved and the retirement you funded pile up.
p · 18% keptcost-segregation.html
3. The clock resets to zero. Your heirs begin a brand-new depreciation schedule from that stepped-up value — they can run their own cost segregation study and start the entire play over, from the building’s value the day they inherit it.
li · 18% keptcost-segregation-audit-risk.html
Does Cost Segregation Raise Your Audit Risk? Plain-English Brief | The Neuman Group Print This Page Investor Education Does Cost Segregation Raise Your Audit Risk? The honest answer for high-income professionals — how the IRS actually picks returns to look at, what stands out, what does not, and how to stay protected. With every source cited. Download This Brief (PDF) One-line version: A cost segregation study by its…
p · 19% keptintro.html
It’s written right into the law: own the right kind of property, and the government lets you pay far less in tax. Sophisticated investors have done this for decades.
p · 19% keptcost-segregation.html
If you plan to sell soon, much of the accelerated deduction comes right back as recapture, so the net benefit is smaller. Cost seg works best when you will hold the property several years .
p · 20% keptfor-investors.html
Tell us what you owe; we'll size the building to erase it.
p · 20% keptfor-investors.html
Watch how the strategy changes what you pay and what you keep.
p · 20% keptfor-investors.html
We help you find it, finance it, set up the cost-segregation shelter, and manage it — start to finish.
h2 · 20% keptintro.html
The Tax Code Rewards People Who Own Buildings.
p · 20% keptintro.html
No commitment — just a friendly walk-through on your own numbers, at your own pace.
p · 20% keptintro.html
This presentation is a plain-English illustration, not tax advice. Your CPA confirms all figures before you act.
p · 20% keptthe-flip.html
I smile. That’s the exact same deal I just offered you. The $700k isn’t gone — it’s the equity in your building. You still have every dollar. I just said it backwards the first time, and it scared you. You don’t choose if the money leaves — you choose where it goes : to the IRS forever, or into a building you own.
li · 20% keptcost-segregation.html
Cost Segregation for South Florida Investors — Plain-English Guide | The Neuman Group Print / Save as PDF Investor Education Cost Segregation, In Plain English What it is, what it saves you, the rules, the catches, and what we need from you — written so nothing is hidden and nothing is a surprise later. One-line version: A cost segregation study lets you take a large chunk of a building’s depreciation now instead of …
li · 20% keptcost-segregation.html
But to claim the benefit on a specific tax year , the study must be completed before that return is filed , including extensions (April 15, or the October 15 extension).
li · 20% keptcost-segregation.html
Best-practice credential to look for: ASCSP “CCSP” (Certified Cost Segregation Professional).
li · 20% keptcost-segregation.html
Large deduction pulled into the early years
li · 20% keptcost-segregation.html
Recapture on sale — some tax comes back
li · 20% keptcost-segregation.html
Short hold shrinks the net gain
p · 20% keptcost-segregation.html
By signing below, I confirm I have read and understood each of the following:
p · 20% kepttax-plan.html
Every claim above traces back to the IRS itself. Don't take our word for it — read the source.
p · 20% keptyour-path.html
You do not have to wipe out every dollar of tax. Put down a little, knock out a little. Put down more, knock out more. Go all the way to the sweet spot and you erase the whole federal bill. It is entirely your call — any amount helps.
p · 20% kepttax-target.html
Two inputs to get your answer — then fine-tune everything below.
p · 20% kepttax-walk.html
Nobody else shows you this. Two very different things leave your bank account, and only one is truly spent : the professional fees. Your down payment isn't gone — it turns into equity you own , but it's locked in the building and you can't spend it.
p · 21% keptintro.html
Instead of handing that money to the government and never seeing it again, you put it into a real, appreciating building — one you own, that pays you rent and grows in value.
p · 21% keptstraight-talk.html
If someone offered you a $3 million building , and the IRS would hand you a $300,000 check for buying it — would you take that deal?
p · 21% keptcost-segregation.html
Bonus depreciation lets you deduct a percentage of the fast-life parts immediately in year one . The percentage is set by the year the property was first placed in service — not the year you do the study.
p · 21% keptcost-segregation.html
The 2025 tax law (the “One Big Beautiful Bill”) restored permanent 100% bonus depreciation for property placed in service after January 19, 2025. Older buildings keep their own placed-in-service year’s rate — which, for anything placed in service in 2017–2022, is also 100%.
p · 21% keptcost-segregation.html
Leverage multiplies it. Borrow as much as you safely can: a modest down payment controls a much bigger building, you depreciate the whole purchase price — not just your cash — and you earn the appreciation on the entire asset, while the deferred tax quietly helps fund the position. §168(k)
p · 21% kepttax-snapshot.html
No jargon, no spreadsheet. Set your income and the building you would buy, then watch the picture change — what you pay in tax, what you keep, what it does to your net worth, and what it can set up for your kids. The dark, striped part is tax. The gold part is what you keep.
p · 21% kepttax-snapshot.html
The government lets you treat a building as if it slowly wears out, and subtract that “wear” from your income before they tax it. A cost segregation study lets you take a huge slice of that wear right away instead of over decades — so this year your taxable income drops, and your tax bill drops with it.
p · 22% keptstraight-talk.html
You don’t choose if the money leaves your hands. You choose where it goes — to the government forever, or into a building you own.
p · 22% keptstraight-talk.html
A cost segregation study simply lets you take that tax break now instead of dribbled out over thirty years. Sooner is better for the same reason a paid-off project beats one stuck on a shelf: the building starts working for you — growing in value, paying rent, building your wealth — from day one, instead of years from now.
li · 22% keptcost-segregation-audit-risk.html
Prefer Form 3115 (change of accounting method with a catch-up adjustment) over amending old returns when claiming missed depreciation — amended returns get slightly more eyes.
p · 23% keptstraight-talk.html
When we first explain this, almost everyone has the same reaction. If you have it too — good. It means you’re paying attention. Give us two minutes to show you why it’s backwards.
li · 23% keptcost-segregation.html
Your actual cash saved = the deduction × your tax rate. A bigger deduction in a higher bracket means bigger savings.
p · 23% keptcost-segregation.html
Think about the tax you do not pay this year as money that would have gone to the government and you would never have seen again . Cost seg keeps it in your hands — and you put it to work controlling a large, appreciating asset . The benefit was never the deduction itself; it is the years of growth on money you would otherwise have handed over.
p · 24% keptstraight-talk.html
Plain-English illustration to start a conversation with your CPA — not tax, legal, or investment advice, and not a promise of any result. Example figures (25% down, an apartment-type building, 100% bonus depreciation, federal tax on roughly $1M of income). You own the building’s equity and owe the mortgage on it; real estate carries risk, and depreciation is a deferral that is recaptured on sale unless deferred via a…
p · 24% keptthe-flip.html
“So let me get this straight — if I told you that you could walk out owning a $3 million building, and the IRS would hand you a $300,000 check for buying it… would you do that deal?”
p · 24% kepttax-target.html
Rough illustration — not tax advice. It works only if your spouse genuinely qualifies as a real estate professional (750+ hours, material participation). Wiping income to zero zeros your federal tax; most states (NY, NJ, CA) don't follow bonus depreciation, so state tax only partly drops. Figures use approximate 2025 brackets and ignore NIIT, AMT, QBI, recapture on sale, and many specifics. Every claim and limit is c…
p · 24% kepttax-walk.html
This is the gate the whole thing hinges on. If you or your spouse spends 750+ hours a year in real estate — more than half your working time — and materially participates, the building's paper losses can cancel out your active income (salary, business), not just rent.
h1 · 25% keptpay-less-taxes.html
Keep More of What You Earn. Real Estate Is How.
p · 25% keptpay-less-taxes.html
Cost segregation and bonus depreciation can turn an investment property into six figures of paper losses against your income — legally, IRS-blessed, done by the book. Florida adds the kicker: $0 state income tax . We find the property that fits the strategy and coordinate your CPA and the engineering firm.
p · 25% keptpay-less-taxes.html
Sourcing properties that actually fit the math — price, rents, condition — using our own market data. Your CPA and a licensed cost-seg firm do the tax half. Everyone in their lane.
h2 · 25% keptpay-less-taxes.html
Talk strategy — free consult
h2 · 25% keptintro.html
Yes — Straight From The Tax Code.
p · 25% keptthe-flip.html
It’s the same deal . The $700,000 isn’t gone — it’s the equity in your building. The money was always leaving your hands. The only question is whether you get a building — or a cancelled check .
h2 · 25% keptcost-segregation.html
You can do it on an older building (the look-back)
li · 25% keptcost-segregation.html
There is a study fee (see section 8)
h2 · 25% keptcost-segregation.html
The catches — please read twice
p · 25% keptcost-segregation.html
1. Trade up with a 1031 exchange. When you are ready to move on, roll the proceeds into another like-kind property. A 1031 exchange defers both the capital gain and the building’s depreciation recapture — no tax due now. You can keep doing this into bigger and bigger buildings (“swap till you drop”). §1031
li · 25% keptcost-segregation.html
Closing statement, any renovation/improvement costs, and prior depreciation schedules
li · 25% kepttax-plan.html
Wipe Out Your Taxes With One Building — The Neuman Group The Neuman Group Wipe Out Your Taxes With One Building The Real Estate Professional Play How To Legally Reduce Your Taxes To Almost Zero — With Minimal Risk This isn't a loophole or a gimmick — it's how sophisticated real estate investors have lowered their taxes for decades, straight out of the tax code. If your spouse qualifies as a real estate professional ,…
li · 25% kepttax-plan.html
Your cash gets tied up in real estate — it's illiquid, not a quick exit.
li · 25% kepttax-plan.html
It's front-loaded — year one is huge, later years are small. The shelter shrinks unless you keep buying.
p · 25% keptyour-path.html
Year one is the hardest because it’s your first down payment. After that, two things work in your favor:
p · 25% kepttax-snapshot.html
Illustration only, not a promise: assumes each child funds a $7,000 Roth IRA for 10 years and it grows at 7% to age 60. The child must do real, age-appropriate work at reasonable pay; the tax-free wage cap (~$15,750) and Roth limit ($7,000) change yearly. Confirm with your CPA.
p · 25% kepttax-target.html
Buy A Building Worth Roughly
p · 25% kepttax-walk.html
Read this before you quote any of it. A rough illustration to start a conversation with your CPA — not tax, legal, or investment advice, and not a promise of any result. The whole thing hinges on genuinely qualifying as a real estate professional (750+ hours, more than half your working time, material participation) — the IRS audits this hard. Figures use approximate 2025 federal brackets and ignore NIIT, AMT, QBI, p…
p · 26% keptis-this-for-me.html
This self-check is a friendly guide, not advice. The strategy also depends on tax specifics your CPA confirms (including real-estate-professional rules for using losses against other income). Real estate carries risk; depreciation is a deferral, recaptured on sale. Talk to us and your CPA before acting. © 2026 The Neuman Group.
p · 26% keptyour-path.html
Here is the move: you put a down payment on a building, and the building’s depreciation cancels your income on paper. You don’t need cash equal to what you earn — just a down payment. Slide it and watch your tax bill shrink.
p · 27% keptstraight-talk.html
That’s the part to sit with: you are already spending that money. You don’t get to choose whether it leaves your hands. You only get to choose where it goes.
p · 27% keptcost-segregation.html
The honest caveats: this only works if you hold until death — sell during life and the tax comes due. A 1031 has strict 45-day and 180-day deadlines and must run through a qualified intermediary; the fast 1245 portion needs careful structuring (recent IRS regulations treat most cost-seg components as real property, which helps); and §1031 and §1014 are current law that Congress can change . Your CPA and estate attorn…
li · 27% keptcost-segregation.html
Your expected hold period , and whether anyone in the household may qualify as a Real Estate Professional
p · 28% keptthe-flip.html
Illustration to start a conversation with your CPA — not tax advice. Example figures (25% down, an apartment-type building, 100% bonus depreciation, federal tax on $1M income). You own the building’s equity and owe the mortgage; depreciation is a deferral, recaptured on sale unless deferred via 1031 or stepped up at death. Your CPA confirms every number. © 2026 The Neuman Group.
p · 28% keptyour-path.html
• Leftover depreciation carries forward. If a building shelters more than one year’s income, the extra doesn’t vanish — it rolls into next year, lowering what you owe again. • You keep more cash. The tax you stopped paying is money you keep — which becomes the down payment on the next building. Each one you add shelters more income and builds more wealth.
p · 28% kepttax-snapshot.html
You did not lose the cash — you own a real building . You simply kept money the government would have taken, and put it to work. Do it with a spouse who qualifies as a real estate professional , add the kids on payroll, and the same move keeps paying you every year.
p · 28% kepttax-walk.html
No wall of numbers. We take it one step at a time. As you go, the card on the right keeps a running tally: how much income you shelter , how much real cash you keep from the IRS , what it actually costs , and how much of your cash ends up locked inside the building . Then we show you the years ahead — how the leftover depreciation keeps saving you money, and what your income and net worth look like down the road.
p · 29% keptintro.html
Less taxable income means a smaller tax bill — and here’s the key: you didn’t spend any new money to get it. It’s a paper deduction.
p · 29% keptintro.html
This isn’t a loophole or a scheme. It’s how serious investors have lowered their taxes for decades — and your own CPA confirms every number before anything is filed.
p · 29% keptthe-flip.html
I say: I can fix that. We buy you a $3 million building , and instead of the IRS taking your $300k, you keep it — and put your money into something you actually own.
p · 29% keptthe-flip.html
So I ask one question: If I told you that you could walk out of here owning a $3 million building, and the IRS would hand you a $300,000 check for buying it — would you do that deal?
p · 29% keptcost-segregation.html
You do not have to do this in the year you buy. For a property you have owned for years, we do not amend old returns. Instead your CPA files Form 3115 (a change in accounting method) and takes a 481(a) catch-up adjustment — meaning all the accelerated depreciation you missed in prior years is deducted in one lump on the current year’s return .
p · 29% kepttax-plan.html
Tell us your income and your budget. We'll find an actual South Florida property, bring in a cost-seg team and your CPA, and put real numbers on the page.
h3 · 29% kepttax-snapshot.html
The Part Nobody Explains: A Loan You Never Pay Back
p · 29% kepttax-snapshot.html
Tell us your income and your budget. We’ll find an actual South Florida property, bring in a cost-seg team and your CPA, and put real numbers on the page.
p · 29% kepttax-walk.html
Tell us your income and your budget. We'll find an actual South Florida property, bring in a cost-seg team and your CPA, and put real numbers on the page.
p · 30% keptyour-path.html
Rough illustration to start a conversation with your CPA — not tax, legal, or investment advice, and not a promise of any result. Assumes 25% down, ~20% land, an apartment-type building (~28% cost-seg reclass) and 100% bonus depreciation, and that you can use the loss (which requires qualifying as a real estate professional — heavily audited). It zeroes your federal tax; many states (NY, NJ, CA) do not follow bonus d…
p · 30% kepttax-walk.html
Here's the move: you put down a slice, but you depreciate the whole price. Slide the price and watch the curve — the green zone is money well spent, and the marker shows the sweet spot where your tax hits zero. Past that, bigger buys you nothing this year.